Calculate the true cost of financial advisor fees on your investments
Investment fees compound against you over time. A 1% advisory fee might seem small in any given year, but over decades it can cost you hundreds of thousands in lost returns.
Low-cost index funds (like VTSAX or FSKAX) typically charge 0.015-0.05% expense ratios versus 1-2% for actively managed funds. This difference can dramatically impact your wealth.
And your advisor is wildly unlikely to beat the market.
Every dollar saved in fees is a dollar that continues to compound for decades. Small fee differences create massive wealth differences over time.
Enter your investment details on the left to see the real impact of fees on your financial future.
This calculator is just for learning—it shows you how fees can impact your investments over time, but it's not personal financial advice. We're not telling you what to invest in, just showing you the math behind fees. These numbers are based on your inputs and some assumptions, but real life is different. The stock market doesn't follow a straight line, actual returns will be all over the place, and past performance doesn't predict the future. We've done our best to make this accurate, but we can't guarantee perfect results, so any decisions you make based on these numbers are entirely up to you.